Bay Area FBI Warns Of Romance Scams Ahead Of Valentine's Day

The FBI San Francisco Division is urging Bay Area residents to exercise extreme caution ahead of Valentine's Day as romance scams continue to surge, with local victims losing more than $40 million in 2025 alone.​

Romance scammers exploit dating apps and social media platforms to build trust before requesting money, cryptocurrency, or sensitive information. The FBI reports these criminals increasingly deploy artificial intelligence to create realistic photos, videos, and voice messages, making schemes more sophisticated and harder to detect.​
"Romance scammers are master manipulators who exploit trust and emotion, and they are becoming more sophisticated by the day with the use of artificial intelligence," stated FBI San Francisco Special Agent in Charge Sanjay Virmani. "If someone you've never met in person asks you for money, cryptocurrency or investment help, it is a red flag—no matter how convincing the story or connection may seem".​

Santa Clara County reported the highest losses with 131 victims losing over $12.1 million, while Alameda County had the second-highest victim count at 101, totaling more than $6 million in losses. San Francisco County experienced the most dramatic surge—a 763% increase in financial losses between 2024 and 2025.​

The FBI recommends people take the following steps to protect themselves:

• Never send money, cryptocurrency, or investments to someone you've only met online.
• Do not share your financial situation with strangers.
• Never provide bank details, Social Security numbers, or copies of identification.
• Be skeptical of “guaranteed” or high-return investments.
• Be cautious of anyone claiming exclusive opportunities or pressuring you to act quickly.

If you believe you are a victim of a romance scam, report it at ic3.gov and immediately contact your financial institution.